Supplemental Simplified:

Bridge the Gap in Health Benefits Coverage

Helping Employers Solve Out-of-Pocket Costs and Close Coverage Gaps

The Challenge

Healthcare costs are rising, and primary health insurance isn’t keeping up. Employers are struggling with high deductibles, shrinking coverage, and frustrated key employees are paying more out-of-pocket than ever before.

Without the right solution, these gaps in coverage lead to:

Reduced benefits satisfaction and retention in key talent

Higher turnover and recruitment challenges

Financial strain on your client’s bottom line

So, how can savvy benefits brokers help current and prospective clients get ahead of this problem?

A Smarter Approach to Supplemental Health Benefits

Many assume supplemental health insurance means voluntary plans—but there’s another way. Employer-paid supplemental health insurance plans, like Ultimate Health® by ArmadaCare, is a strategic tool that fills critical gaps in coverage, offering:

A tax-efficient way to boost compensation for key employees*

More attractive, competitive benefits without major budget increases

A way to offset rising healthcare costs and maintain benefit value

With the right approach, businesses can manage costs while elevating their benefits strategy. ArmadaCare offers innovative health benefit solutions designed to address out-of-pocket expenses, helping employers build a benefits package that truly works.

Learn More

*This is not local, state or federal tax advice as each person and company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

You don’t have to take our word for it…

Hear what our members have to say about us.

★★★★★

ArmadaCare bridges the gap between insurance payments and deductibles/copay/out-of-pocket expenses. It is really great when the deductibles suddenly increase three-fold, it doesn’t feel like a pay cut. The Customer Service teams are very helpful when any unforeseen situation occurs. They also encourage physicals that is offered through ArmadaCare. I’ve had the program for about 10 years, I believe it has been very helpful

– ArmadaCare Insured Member | 2025

★★★★★

Wellness Treatment allows me to take some supplementary medications that help my immune, metabolism, and anti-oxidation making a huge impact in my diabetes and blood pressure control. My HA1C was 6.7 and now drop to 5.9 after taking recent supplementary under Wellness treatment catagory.

– ArmadaCare Insured Member | 2024

Make Out-of-Pocket Costs a Thing of the Past

Let’s talk about how strategic employer-paid supplemental health insurance can close the gaps and keep businesses ahead of the curve.

Let’s Chat

Schedule a quick, no-obligation call with one of our ArmadaCare experts to uncover how supplemental health insurance can help you tackle workforce challenges, and stand out as a benefits solution leader.

Prefer a Detailed Proposal?

Skip the call and get straight to the details. Fill out our quick RFP form to receive a personalized quote tailored to your unique needs. It’s fast, easy, and puts you one step closer to the perfect solution.

Request a Proposal